Broker Check

Segmentation of Financial Goals

Short-Term

  • Debt Management
  • Rainy Day Fund

Mid-Term

  • Car, Vacation, Furniture, ????
  • Saving for College

Long-Term

  • Retirement Plan / 401(k) / Pension Plan
  • Traditional and Roth IRAs
  • Social Security
  • Life Insurance

Checklist

  • Wills, Living Wills
  • Insurance - Life, Umbrella, Health, Disability, Long-Term Care, etc.
  • Beneficiary Designations
  • Gifting (family and charity), Tithing, Transition Plans